10 Ways To Save On Car Insurance

Saving on car insurance should be an aim for any driver, in these troubled times. Even though the economy is not as frail as it used to be few years ago, saving money is always a necessity. Check the following tips on how to save car insurance money. Furthermore, we recommend using insurance auto quotes online for a competent market analysis.

  1. insurance auto quotes onlineSafe driver discount. While every provider has a different definition of what it means to be a “good” driver, it’s definitely worth it to see if you are eligible for a discount. You may get a discount for not having a claim or violation after a consecutive amount of years. Some companies offer a “claim-free” discount that rewards drivers for not filing any accident claims over a certain period of time.
  2. Multi-Vehicle discount. If you insure multiple cars driven by family members living in one household, your auto insurance company will most likely offer a discount of up to 20% when you place them all under the same policy.
  3. Safety Equipment discounts. The safety features that are most likely to qualify you for a vehicle safety equipment discount include anti-lock brakes, adaptive headlights, passive restraints and anti-theft devices.
  4. Good student discounts. The driver must be under 25 years old to be eligible, as well as a full-time student in high school or college that maintains a B average or above.
  5. Policy renewal discounts. Auto Insurance is a competitive business and many providers offer a customer loyalty discount or a policy renewal discount. Auto insurers may also provide several benefits if you renew your policy before the expiration date, especially if you have been a customer for a long time.
  6. Electronic payment discount. You may get a discount if you opt to pay the bills online and let the insurer take money via subscription.
  7. Affinity discounts. This discount may apply to you if you’re in your school’s alumni association, a local professional organization, an automotive club, a senior association, or a credit union.
  8. Job discounts. There are many careers considered low-risk by auto insurers because statistics show that people in certain professions often have less risky tendencies on the road. These include: engineers, scientist, teachers, nurses, accountants.
  9. Bundling homeowners with car insurance. Again, this is an easy way to get a big discount.
  10. Low mileage discount. If you are less exposed to accident, then you should ask for a discount.

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