Why You Should Not Drive Without Car Insurance

The cost of auto insurance seems that only goes up. This makes many people upset and some of them consider dropping car insurance coverage. But is it moral to renounce to something that may protect not only your life, but also the life of any other involved in an accident? Find out why you should not drive without car insurance and check our blog for free car insurance quotes online.

Getting-the-Lowest-Car-Insurance-RatesBesides not being moral, driving without insurance is illegal.  If you are driving without being insured you are risking a lot. Police officers can simply scan car plates and check if you are insured or not. If you are not insured, expect a hefty fine and a red mark in your MVR, a mark that will certainly increase car insurance costs when you decide or have to buy it.  Stay legal and you will not have problems with the cops.

The next thing you should think is also related to your finances and your liberty. If you cause an accident and you do not have insurance, you risk being sued and lose a lot of money. The victims of your accident will win and you will have to pay really expensive reimbursements.  Expect your belongings to be sold by authorities if you do not have the means to pay for the damage and suffering you caused.

But keep in mind that auto insurance is also beneficial to you, if you are caught in an accident caused by the other party.  For example, policies like PIP will pay all medical expenses for you and your passengers, no matter who caused the accident.  it is way better to have this policy than you wait a lot of time until  the other party uses its policy. Also, in the same manner works collision car insurance. The company will reimburse you for the damage to your car, no matter who caused the accident.

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